Category Archives: Work

Taxes: What We’re Working For

In this second installment of “Why we’re still working in Colorado” we come to the conclusion that this month we are working to pay taxes AKA impuestos. No, not property taxes in Puerto Rico that we just paid. Those came in the mail this week and were a whopping $37.97 for the year! That’s awesome for 4 acres of land in Rincón with two structures on it! No, that we could handle quite easily even while we are living in Puerto Rico with limited income.


CRIM statement in the mail- Paid via Internet

In comparison, the property taxes on  just our own residence in Colorado is nearly $800 a year, but that’s divided and escrowed into our mortgage payment, so we don’t have to worry too much about that once the house is rented out here too. And as for our income taxes, for the most part they are being withheld from our paychecks so we don’t have to worry too much about that either (the money’s gone before we even see it).

So, what we’re really working for this month are the taxes on the property we sold at the end of May. We really have no idea how much those will be. We are assuming they will be capital gains taxes on the amount we made over what we paid for it in 2009. So it will be the long-term variety and not the short-term type which I think saves us quite a bit.

But we are bracing for the worst when tax time comes around, and hoping for the best. In either case, this month’s labor  is not as functional or even visible as last month’s intentional working to put on a new roof in Puerto Rico. But, sadly taxes and death are the only guarantees in life, so we might as well acknowledge and plan for them.

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What We’re Working For (Puerto Rico)

All of this work we’ve been doing at our jobs and at our rentals we do 1) because we like to keep busy but also 2) because it is leading us to achieve our goal of living in Rincon. Knowing that we now nearly have enough money saved up and that all these rentals will be taken care of by a management company when we are gone has really made it hard to not want to just go now!


This is just waiting for us…

Britton told someone at his work that it’s like we were running a marathon and we crossed the finish line and just kept running. We have met our goal (we bought our place in Rincon), but for some reason we just keep working in Colorado. But overall, I think everything is coming together and the timing is working out perfectly. Just like everything in life, we keep refining and refining. But I think we are nearly ready to make the leap. We have a good savings, we have little to no debt, and we have income. We have each other and we know our skills and weaknesses.

So to keep up the motivation we’ve decided that each month that we are able to hold out, we should say what we are working for. The large goal of a property in Rincon, Puerto Rico has already been achieved, so now we just need to add just a few more things.

So for this month, the word of the month is TECHO. As in we need to put on a new roof on the wooden house in Rincon as well as seal the roof of the concrete cabana. That is what we are working for this June.


This month we are still in Colorado working to replace this roof!

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Busy Beginning to Summer

This past week has been super busy. The day after we closed on the sale of our rental, we had a little dinner party with a few friends at our house. It was fun seeing everyone and catching up. It was also another way to celebrate.


We showed off the garden and the chickens and had a nice Italian style dinner.


Our friend, Dean, with Henrietta in the backyard

Then this week in addition to our busy work schedules with inspections and grant writing for me and an on-call schedule for Britton, we also had another rental in Evans come due for the term of the lease. So we did the walk-through and considering they did 80% of their move-out in less than 2 days, it was surprisingly in great shape.


Outside of the house (we’ve been working to green up the yard)


Living room

But we did have a few repairs to make, so we spent most of yesterday evening and today going back and forth to Home Depot about three times, putting in burned out lightbulbs, painting wall patches, cleaning windows, putting on new trim and fixing a door that had apparently been punched. That took the most time as the replacement door didn’t quite fit and so we had to plane it down to size. It made a huge sawdust mess, all over Britton’s car. lol


Rincon or bust!

We enjoy our work on the rentals even though sometimes it can be aggravating and time-consuming when you don’t know what you’re doing. But we keep getting better and always have an eye on the prize at the end of the day. With these busy Colorado summer days, there’s always something going on.

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And Fixing Houses and Saving Money

There seems to be a theme lately. Things break and sometimes we fix them and sometimes we have someone else fix it. I suppose that I like to pick my battles.

We were over at one of the rentals and the current tenants are moving out at the end of the month. The management company we hired suggested that the yard be cleaned up a bit. Mulch, weed removal and turning on the sprinklers. All pretty basic stuff. When we were working over there, we noticed that they had the AC on (compressor outside was running). It wasn’t a very hot day, and we wouldn’t have had our AC on, but we just kept about our yard work and didn’t think much about it.   Cassie was a weed pulling, rose and tree triming machine!

One thing about Colorado is we have tenacious weeds.  They grow even when it’s hot and there is no water.  As a result anytime we put down rocks or mulch the standard operating procedure is to put down some kind of weed barrier.  The landscaping stores sell a fabric that is supposed to keep the weeds down.  And it does…For a while.  Then the fabric starts to break down, or the weeds just start growing in the fabric.  I’ve come to find that it’s worthless as a weed deterrent.


Plastic was used along the fence, landscape fabric on the left

Instead what I have found works really well is the thickest plastic you can find.  It seems to last years and NO weeds come up thru it.   I removed a bunch of rocks, removed the remaining fabric and put down the plastic weed barrier then put the rocks back.  It’s quite a bit of work, but it should be good to go for a number of years now.


After all the rock was moved back in place with plastic instead of the fabric

After we put the mulch down in other areas of the yard,  the fertilizer and replaced the fabric with plastic we noticed that the A/C compressor was still running!  I figured this indicated a problem so we took a closer look.  There was ice forming on the coolant line!  I have no idea how long it had been running for, but it needed closer inspection.


Ice Growing on the Compressor Line!

I found that the blower motor on the furnace wasn’t running!  This caused air to not move across the AC coil which meant that it just iced up both outside and inside! Who know how long that AC had been running and not shutting off! Good thing we just happened to be working at the property. The tenants were clueless!

I looked up some info on the internet and from previous experience I figured it was the run capacitor.   They are prone to failure, but also are the cheapest/easiest part to replace.  I pulled the capacitor and got a replacement at a local store here in Greeley.  Rick’s Appliance.  The guy who works there/owns it, Rick, is super honest and every time I’ve gone in the store he has been very helpful.  So for $6 I got a new capacitor.


Run Capacitor for the Blower Motor

I got to the house the next day and the ice had melted off the AC parts and I threw in the new capacitor.  Turned the furnace on and….fan still wouldn’t kick on.  The blower motor fan just buzzed.  I did get it to start by pushing it by hand once but it never worked on its own.  I figured the next part to replace was the motor.

Finding HVAC parts is I think, intentionally hard to do online.  It’s as if they have their own club and if you’re not in it, you aren’t going to find what you need online.   They want you to pay someone to fix your stuff. I found a motor at a place near work.  It cost $80 and is a universal Mars motor.  I was a bit skeptical about using an aftermarket part; I almost always want to get a direct original equipment manufacturer (OEM) replacement.  This causes less hassle with things that don’t fit correct or that might have small differences.  In this case however it was nearly impossible and would have cost ~$400.


Blower Motor in the Furnace

I put the motor in, wired it up and turned it on.  Worked like a charm!  It did take my time and $86 total (plus tax) but I learned a lot in the process and I had time to do it.  There was no great rush or pressure since the weather here is between seasons and we don’t need AC or Heat. Estimated cost to hire an HVAC person to do what I did: $500!

And it was quite apparent what had caused the motor to burn out: the furnace filter hadn’t been changed in a year! The filter was all bent and sucked inward. Remember to change your filters often, monthly even, if you use your furnace year-round.


Yep, back in the garage on the floor with my blue shirt on..lol

All in all it was a productive few days.  We saved a lot of money by doing things ourselves and we had the time to do it.  I think I want to turn the old motor from the furnace into an electric wind generator.  We’ll see.  As is I am learning all about furnaces and that’s something I won’t need in Rincon…but it never hurts to learn.

The Honda Civic is small but can hold quite a bit! (removing debris from the yard)

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