Category Archives: How-To

A Summer Update: Chicks, Jams, Corazón and More

It’s summertime and that means things are slow and hot. There are often afternoon rains and everything is super green and beautiful. Lots of fruits are ripe and the flowers are in their showiest state. We also have a few new additions to the farm.

Chicks
Mail arrival of some new chicks

The chickens and turkeys are doing a pretty good job at reproducing, but we wanted to add in some new genetics to the mix. We shared the order with some friends who are new to chickens and it’s been fun to watch them enjoy chickens for the first time. They are just so super cute when they are recently hatched. Pretty amazing that a little more than 21 days before, they were just eggs! What life energy!

Baby chicks
Three of 12 new additions!

We love to eat eggs around here and there is also quite a demand for local, pasture raised chicken eggs. So we thought we would put more of a focus on that side of the homestead.

The rain this time of year can also mean power or water outages. One afternoon the water, electricity and internet went out for about 3 hours. So we decided to go out and have a beer and watch the sunset. Reminds you not to worry so much. Worrying about infrastructure and thinking you could surely do it better than it currently is handled is a classic sign you are still stuck in the old Type A mindset filled with watches, schedules and to-do lists. When you are here things go much smoother if you just go with the island flow. Do what you can, let your voice be heard but don’t worry; they’re working on it. It’s just a little harder on a very mountainous island with limited resources, high heat and a more even work/rest balance.

Aguada sunset
Enjoying a gorgeous sunset at the balneario in Aguada

When these services go out, it’s a reminder that it’s all man-made. They certainly make life more comfortable. It’s pretty darn hot without even a fan blowing on you. But having them go out reminds you that you should probably have a backup water and electric plan and it definitely helps you appreciate them more than when they are just a given.

We have also been having some really great summer jam sessions with the band. It’s so laid back and chill and we’ve been making some really cool grooves. We jam with new people sometimes that just pop in. Our jam space at Mark’s is very unique. We even made a song called Jam Space, and as you can see in this picture below, Mark’s wife, Robin, made an awesome record for the wall of the song. ~~When the lights go down, you can hear the sounds, of eerie moves and funky grooves. It’s a rather magic place, that we call our jam space.~~

Jam Space crew
Such a cool jam space and crew of people

The finca is doing well. Summer is the most fruitful season of all. More and more fruits are coming on board. We recently harvested our first corazón fruit (annona reticulata). Very interesting! Semi-sweet with a grainy pear like custard consistency. I’ve read that it is related to guanabana or soursop which makes sense because it looks similar inside. At first it is so weird we didn’t want to eat it, but once we started we just couldn’t stop. Such a Willy Wonka world of fruit here! We’ve found that like children your first inclination is to not like something, but the more exposures you have to a certain food the more you begin to like it and then eventually love it. I would say corazón will soon be a favorite of ours the more we have it.

Corazon fruitIMG_3098
Corazón does sort of look like a heart – whole and half eaten

When we are out working on the farm we have to watch out to not step on iguanas! They are so fearless of humans, sometimes we see them AFTER we have stepped on their tails and they run off! I know they have become invasive pests of the island, but it still gets me every time that we basically have fricken dinosaurs just roaming free everywhere! Not to mention an easy source of clean meat if it came down to it!

Iguana
Iguanas are still out en force! Our finca is an uncaged zoo of them really!

It was also recently the primary election season here in Puerto Rico. Mostly it was related to senate and mayoral races, though people can vote in the primaries for the US. Too bad we can’t actually vote in the generals though! There were major caravanas (groups of cars with lights and speakers) and you wouldn’t want to accidently get stuck behind one of them or your plans for the day will include a caravan party for a few hours! A different sort of summer jam!

Elections
Elections mean posters, murals and speaker trucks of the candidate

Though Zika messaging is getting out, it doesn’t seem to really have changed anyone’s behavior that I have noticed. I thought this billboard in Mayaguez was kind of funny and misleading. Do you want Sex without Zika? Such a funny question in and of itself. Yes, the Zika virus can spread through sex, but no, they don’t put mosquito repellent in condoms!  

Zika
Do you want sex without Zika? A lot of funny assumptions in this question

We are currently working on the water hook-ups for the cabin. Britton dug a trench and placed water line from the turkey coop all the way to the cabin. He is now working on the copper interior water lines.

Turkey and waterline
Water line connects at the turkey coop and travels 300 feet to the cabin

It’s summertime and the living is easy. It’s a nice pace. Not many people on the road. Most everyone who is here is here because they want to be. Full-timers. There are some tourists, but they are mainly from other parts of the island and so there is less confusion and hiccups. There are events like the caminata of some guy to raise money for a children’s hospital and the Rincón Triathlon and of course the hot sauce contest coming up. And the flamboyans are majestically fantastic. Summer in Puerto Rico is a special time.

Flamboyant moon
Flamboyan tree and the moon

 

What do you think of this post?
  • WOW (2)
  • Awesome (7)
  • Interesting (1)
  • Useful (0)
  • Bummer (0)
  • Whoa (1)

Sacar La Columna

Well needless to say building a house is hard. It makes it harder when you’ve never done it before. I suppose that is true of everything though and I love a good challenge. I haven’t ever worked with concrete besides putting in fence posts so there has been a bit of a learning curve. Here is a good example of this learning process….

We are working on building basement walls under the house. In doing so I had to build wood forms between the columns that support the house. We used concrete nails to attach wood forms to the columns. Normally this would be fine. What I noticed was one of the columns was very brittle. In fact when we were putting nails in, entire chunks of concrete broke off….

Wall constructionColumn wall
Building Forms Between Columns

We had been suspicious of this particular column since it was made.  We had a few people look at it and everyone said something to the effect of, “Oh it’s fine”.  I figured that if there was a problem, it would probably be apparent so we have been moving forward with other tasks.  When I saw the chunks break off though, I knew that it had become an apparent problem.

When we made the columns we didn’t have a concrete mixer.  Now that I do, it is much easier to keep the mix very consistent.  I can now readily notice concrete that has the correct level of cement and that was cured properly.

Bringing over the concrete
No Cement Mixer
turkeys and columns
Original Forms

So how do you replace a column that your house is resting on?  I did some research on jacking up houses.  It is something that is done from time to time so there is actually some information on the subject.  Usually people will lift an entire house off its foundation to do repair work.  I wasn’t sure how much weight I was dealing with or what kind of jack I might need.  After reading up, it turns out that a wood house isn’t really all that heavy (compared to a concrete house).  2x4s plywood, 2x8s and roofing panels.  So I settled on a 6 ton bottle jack.

I really only needed to lift the house about 1/8th of an inch off the corner column.  Just enough so I could whack the column out with a sledge hammer.  The jack worked well for this.

I have never liked being under heavy stuff.  Cars on jacks scare the living crap out of me.  I just never feel safe.  Being under a house on jack stands is even worse, especially when it starts to creek and moan.  Online forums had prepared me for this saying that the house will make noise.  Even just 1/8th of an inch.  Go slowly.

I then was able to pound out the column down to rebar.  It was at this point I knew I had made the right decision, it was ridiculously brittle.  It took no time at all to remove the column, it basically just crumbled apart.

Column Gone
Column Down to Rebar

I have learned a lot about concrete in a short amount of time.  The mix of rocks, sand, cement and water is extremely important to get right.  Curing is also important.  When we made these columns I had trusted that the guys had made concrete before and knew what they were doing.  And for the most part they did, the other 11 columns are fine.  It was just this first column that was poured that either didn’t have enough cement OR didn’t have enough water.  I think it was a lack of water.

Another part of working with concrete is making forms.  The forms are the molds.  You have to make them very strong because they will be holding quite a lot of wet concrete and it is very heavy.  I have heard of stories of forms busting and cement spilling everywhere.  Even a man in line at home depot told me a story of a form breaking.  Then you have a real mess on your hands.

I also had to think about how I was going to pour the concrete into this form.  The house rests on it so there isn’t any room above.  I also wouldn’t be able to pump the concrete in.  I decided to make a little scoop on the side of the form where I could pour concrete in.

Also important is to use a bonding agent when trying to join cured hard concrete to wet fresh stuff.  I used some bull bond on the existing walls where the column was going to be.  There is also rebar that joins them.  The connection should be sufficiently strong.

Column
New Column and Half Wall

All said and done, the new column is fantastic compared to the old one, not that it looks all that different.  I have no worries about it now.  Looking back I can’t believe that I jacked the house up, took out the column and poured a new one.  It seems kind of crazy.  Its all done now and I have moved on to other problems, which is a good thing.

What do you think of this post?
  • WOW (6)
  • Awesome (4)
  • Interesting (2)
  • Useful (0)
  • Bummer (0)
  • Whoa (0)

Money Matters: Shop Smart and Shop Rarely

This is part of a series on finances. Here’s Part 1: How we live on just $1000/month.

Living in a super tiny indoor space (and a park-like outdoor space) as well as having a careful budget, has really helped to understand what is important and what is not. It has helped me to weigh in whether or not this or that purchase is really worth those valuable dollars, resources or space. In 300 square feet, even a new pair of shoes can take up a pretty large amount of real estate. As I have discussed before, many of our modern problems could be alleviated by simply not buying as much stuff! And we subscribe to this philosophy quite a bit.

But sometimes in this modern landscape we do still need to buy things. This is a point when you need to be careful where your dollars go if you are serious about becoming financially savvy and financially independent. But there can be lots of temptation and marketers that would have you believe that spending gobs of money is the only way for you to get your goods. I recently saw an ad posed as an article in a magazine that made me laugh out loud.

Money matters shopping
Do you see what I see?

At first glance it seems innocent and common enough. There is a list of the must-haves for going to the beach: Laura Prepon’s supposed picks. A tote bag, cover-up, bangle bracelet, bikini and wide brimmed hat. What made me laugh though, was when I totaled up the cost of these items: $298 for the tote, $98 for the cover-up, $75 for 3 bracelets, $225 for a bikini top and $150 for a bikini bottom, and $40 for the hat. Or a total of $886! And that is not including tax which in Puerto Rico would be about $102! So around $1,000 just to wear very little to the beach?!

Outfit
What’s in Cassie’s beach bag?

It got me thinking about my beach gear. Like Laura Prepon, the swimsuit from Marshall’s was the most expensive item at $25 (and both the top and bottom! Imagine that! You don’t have to choose whether to go topless or bottomless -haha). The hat from Me Salvé was $1.99. The tote bag I’ve had for about 15 years and I think cost something like $15 back in the day. The cover up I recently got at a clothing swap, so essentially cost me just cleaning out my clothes that no longer fit me (this is the best idea ever! -thanks Ocean State of Mind!). Regarding bracelets, for one thing I don’t wear any jewelry to the beach, but I just threw them in to be comparable. The green one I got at Kohls in Greeley for about $2 and the bead one was a gift from my momma (thanks Mom!) that I think was something like $10. For a grand total of $53.99! With tax that would be about $60 total. Quite a difference especially when you look essentially the same as if you had spent what the magazines want you to think you need!

Beach outfit
Are you beach ready at $60 or $1000?

So be careful what you buy and be careful what you read. Sometimes just reading or watching things like in magazines, catalogs, TV, internet, etc can make you want things that you would never have thought about before and also plant in your mind a sort of normalcy for spending outrageous amounts of money. Remember, if you are seeking financial freedom, your dollars are your freedom fighters so use them wisely! And while bargain shopping can be a game in and of itself, the truly best way to save money (not to mention the resources it took to make the items!) is to not spend it!

What do you think of this post?
  • WOW (1)
  • Awesome (14)
  • Interesting (1)
  • Useful (3)
  • Bummer (0)
  • Whoa (0)

Money Matters: How We Live On Just $1000/Month

Some people have asked for more specifics about how we were able to up and move to Puerto Rico and essentially retire before either of us turned 35. Well, let me first start this series with our budget. Your budget is sort of like your diet. It can be healthy or not, but it certainly does reflect what’s important to you. For us, living a bit more wild and free choosing how we wanted to spend our time was far more important than a lot of consumer items we could buy. Obviously not everyone wants to live like we do. But it certainly IS possible. And I would say having more freedom is worth every penny we don’t spend. If you are interested in the cost of living in general in Puerto Rico, check out this post: Cost of Living in PR.

Money Tree
Don’t we all wish we had a money tree?!

We live on only about $1000 a month. This is probably a shockingly low amount for most people, but it’s really just fine for us and it is very close to the amount we spent in Colorado except that we had a mortgage there. Less really is more and we still have a lot of fun and this is a pretty loose budget. If we needed to live on less I could probably get this down to about $700/month or $8,000/year if needed. So how does that $1000/month break down for us?

BUDGET BREAKDOWN

$500 -Food/alcohol. Approximately $100-$130/week grocery bill equates to about $500/month. While we grow a good 50% of our food it still costs a lot to buy food and alcohol. I value good, nutritious food, so this might be more than someone who just buys cheap junk processed food. Still eating in is by far cheaper (and way healthier) than eating out. This breaks down to less than $3 per meal per person (3 meals a day). If you counted the snacks/beer/coffee that we don’t go out to buy it’s even less!

Bananas
A banana tree is pretty close!

$100- Vehicle. Travel. Truck gas, marbete and maintenance like tires. We try not to drive too much and this is probably closer to $75/month but also gives some room for long distance travel or a random large mechanical problem.

$75- Going out for food. We don’t eat out much, but just a light lunch for two is about $20. Let alone a dinner. So we only go out to eat about 3 or 4 times a month.

Taco Food
Living in a tourist town can be expensive if you eat like a tourist very often! $8 for a couple of tacos is pretty common

$75 – Partying/hanging out. Hard to admit, but yah, going out once or twice a month to a bar or whatever is expensive when you start buying drinks/rounds! At least we get paid a little when we do it with the band!

$50- Clothing. We don’t buy this monthly but this would probably be an average of about $500-600/year.

$50 -Random household goods/repairs. Kitchen items, Kitty food, makeup, cleaning supplies, small tools, Rx. Stuff like that.

$50- Farm Expenses. Bird food, new plants, plant care, yard tools. Though some of this is capital improvements and/or comes back in the sale of eggs/produce or in that we don’t have to buy as much food at the store.

$50 -Utilities. Water, electricity and internet. Appx $15 each. We don’t have air conditioning or a clothes dryer and although we sometimes water our plants or mix concrete it still doesn’t seem to jump up much. Sharing is caring when it comes to internet and many other things.

$25- Medical. Doctor/Dentist -Rarely needed. Probably not even this much.

$25- Other miscellaneous expenses that inevitably pop up. Also gifts/donations.

What’s missing?
A mortgage/rent. We have no mortgage on this property. Living expenses are generally the largest expense most people have. So to be free from this is incredibly important in being able to live simply/inexpensively.
Other debt. We have no other personal debt. No student loans. No credit card balance. No home equity lines. No car payments. We live simply and don’t like debt unless it earns us money directly above and beyond what it costs to service the debt and even then I don’t really like it.
Costs related to investments in CO. Those go back into the business so aren’t counted as part of living expenses.
Most insurances. We self insure, so I suppose in a way our savings pays for this but it’s not a monthly or yearly expense.
Taxes. We pay very little taxes except sales tax. One big benefit of making less money is not having to pay much in income taxes! Property tax is $40/year or less than $4/month. Counted in other misc.
Costs related to construction. This was saved for prior to the move.
Many utilities. We don’t pay for a cell phone. We don’t have cable or even a TV. We don’t pay heating (there is no need for heating). No one pays for garbage service in PR.
Hair cuts, landscaping, car and house maintenance and other stuff we can do ourselves.
Costs related to children or divorces (like child support/alimony). Keepin’ it simple!
Very many dumb purchases. Sorry to say but some things like cigarettes, lottery tickets or bottled water are just not smart for a variety of reasons including your health, the environment and of course your budget. Alcohol is our one dumb purchase and we limit it to about $50-100/month. If we needed to save more it would be the first thing to go.
Retirement payments. We are already living it!
Most Entertainment. Most of our screen audio/visual entertainment comes from the internet.
Savings. We still save each month, but this budget list is only for expenses that are not recouped.
Travel/Vacations. This is captured under vehicle somewhat, but we can also use savings. Though I haven’t left the island in over two years, so it’s not really an expense currently. Traveling is super expensive in general!

Guajataca tunnel BK CK
Livin’ it up in Puerto Rico!

So that’s it! That’s what we spend our money on. We took a huge pay cut to move to Puerto Rico, but it didn’t really hurt because we lived on this basic budget in Colorado even when we were making a LOT more.  Though a lot of focus is on salary or pay, it doesn’t really matter what you make. It matters much more what you spend. Again to compare a diet, just as you can’t outexercise a bad diet (if you are eating more than you burn), you can’t outearn a bad spending habit (if you are spending more than you earn). You may be making a million dollars a day, but if you are spending two million you’re doing much worse than someone like us who makes maybe $1200/month but only spends $1000.

What do you think of this post?
  • WOW (23)
  • Awesome (49)
  • Interesting (13)
  • Useful (9)
  • Bummer (0)
  • Whoa (0)